Last month I mentioned that you can get your credit report for free under the federal Fair Credit Reporting Act. Remember consumers in the southern states are able to get this service from June 1st. For those in the eastern states, you have to wait until September 1st.

However you can access your detailed personal credit report for use in online dispute service with Experian and TransUnion now.

Dispute online with Experian - Free Service (you also get free credit report from Experian, often much more detailed)

https://www.experian.com/consumer/cac/InvalidateSession.do?code=CDIRESELLER&rid=R002

Dispute online with TransUnion

https://www.transunion.com/Personal/DisputeOnlineWizard.jsp?status=new&investigate=null